A new Lamentation Literature is born. Here is the standard scenario: "I am a young, hard-working Latter-day Saint; six months ago I was well on the way to financial independence, following the admonitions of my elders. Today I am broke, and my children lack necessities. What went wrong?"
Hugh Nibley, Approaching Zion, p. 341
Growing up I imbibed the prevailing LDS attitude towards such losers: something must be wrong with you mentally or spiritually if you aren't living in a nice house and driving three nice cars. But now that I am such a loser, I have come to see the shortcomings of the ideology. However, comma, nobody else has, and now they all just continue to think their put-downs about me.